How to Buy a Home
A straightforward guide to
buying your home
Buying a home — especially your first one — can feel like a lot. But it doesn’t have to. Here’s exactly how I walk my clients through the process, step by step.
1
Get Pre-Approved First
I know it's tempting to jump straight to Zillow, but the most important first step is getting a pre-approval letter from a lender. It tells you exactly what you can spend — and shows sellers you're serious.
2
Find Your Community
Before you fall in love with a house, fall in love with where you'll live. Think about your commute, local schools, what you love to do on weekends. I always say: find the right community first, then find the right house.
3
Choose the Right Agent
This is someone you'll work closely with for weeks. Take the time to talk to a few local agents, see who understands your needs, and find someone you genuinely trust. I'd love to be that person!
4
Get Out & See Homes
Cast a wide net at first — don't rule out a house just because the photos aren't great. Seeing a range of homes helps you understand the market and helps me understand exactly what you're looking for.
5
Make an Offer
When you find the one, we'll talk through the right offer price together. I factor in time on market, comparable sales, and market conditions. I always include three key contingencies: inspection, title, and financing.
6
Home Inspection
Even when sellers disclose issues, a licensed inspector often finds things they didn't know about. We'll walk through the property together, and if anything comes up I'll help you negotiate repairs or credits.
7
Attorney & Contracts
You'll need a real estate attorney to handle the contract of sale. I can recommend great local attorneys. At signing, you'll put down your deposit, which is held in escrow.
7
Closing Day 🎉
Final walkthrough the morning of closing — check every light, appliance, and agreed repairs. Then sign, pay closing costs, and celebrate. You own a home!
